Bertelsmann Distribution Financial Services Ltd. Bertelsmann Distribution Financial Services Limited, Dublin, is part of the Bertelsmann Service Group, a wholly owned subsidiary of Bertelsmann AG.

Capital Group Research, Inc. Family of investment management firms. Managed assets for an international group of individual, corporate, and institutional investors for 65 years.

Cargill, Inc. Trading Technology Cargill is an international marketer, processor and distributor of agricultural, food, financial and industrial products and services with 85,000 employees in 60 countries.

Charles Schwab & Co., Inc. One of the nation's largest financial services firms serving 7.4 million active accounts with $961 billion in client assets. Provides full-service investing through 399 domestic offices, five regional client telephone service centers, the Internet, automated touch-tone telephone, automated voice recognition, e-mail, wireless technologies and multi-lingual and international offices.

CRIF SERVIZI INFORMAZIONI Crif provides a range of services that enable clients in banks, financial institutions, insurance companies and telecommunications operations to make faster, more informed and reliable credit decisions.

Deutsche Bank With 1,500 branches in Germany and extensive branch networks in Italy, Spain and Belgium, Deutsche Bank is the biggest bank in the euro zone. Deutsche Bank is a multi-specialist offering a broad range of modern banking products in areas such as payments, credit and personal investment.

Fidelity Investments Fidelity Investments is an international provider of financial services and investment resources that help individuals and institutions meet their financial objectives.

Information Providers User Group (IPUG) Acts as a pressure group on behalf of its member firms, with information service vendors such as Reuters, Bloomberg, and Bridge/Telerate. Recognized by these vendors as the users' legitimate voice, and are consulted and asked to contribute to their policy decisions.

Lehman Brothers Inc. Global investment bank serving the financial needs of corporations, institutions, governments and high-net-worth investors worldwide.

Liberty Funds Liberty Financial Companies, Inc. is an integrated asset accumulation and management organization. Its operating companies manages through an array of fixed, indexed and variable annuities, private and institutional accounts and mutual funds. Its operating companies include Colonial Management Associates, Crabbe Huson Group, Independent Financial Marketing Group, Keyport Life Insurance Company, Liberty Asset Management Company, Liberty Funds Distributor, Liberty Wanger Asset Management, Newport Pacific Management, Progress Investment Management Company, and Stein Roe & Farnham.